TotaleeHalalFinance
FAQ
How it works
Contact Us
Experience 100% interest-free financing—no hidden fees, no surprises, and complete peace of mind
Choose Your Car
Find the car you love and tell us your budget—we’ll handle the rest!
Connect with Lender
We find the best deal for you with a Shariah-compliant lender offering interest-free financing.
Lender Buys the Car
The lender purchases the car on your behalf—no interest-based loans involved.
Lease Agreement (Ijara)
You lease the car for a fixed monthly rental fee, covering the cost and lender’s profit without interest.
Build Ownership
Every payment increases your ownership of the car until the lease term ends.
Ownership Transfer
At the end of the lease, ownership is automatically transferred to you with no balloon payments or hidden fees.
Simple, Transparent, and Totalee Halal
At Totalee Halal, we make Halal car finance easy, transparent, and fully Shariah-compliant. Here’s how the process works:
1
Let us know your preferred car, and we’ll help you find it through our trusted dealership network. We ensure the vehicle meets Halal financing requirements, so you can buy with confidence.
2
We match you with a Shariah-compliant lender offering interest-free financing. No riba (interest) or hidden fees—just fair and ethical financing.
3
The lender purchases the car from our trusted dealership and retains ownership. You lease the car instead of taking a loan, ensuring a Halal, interest-free process.
4
You lease the car under an Ijara agreement, which follows Islamic leasing principles. Your monthly payments cover the car’s cost plus a fair profit margin—but never interest.
5
Each payment gradually increases your ownership of the car. The terms are clear and pre-agreed, with no surprises along the way.
6
At the end of the lease, the car is 100% yours—automatically. No balloon payments or hidden fees—just a smooth transition to full ownership.
How much would you like to borrow?
How long would you like to borrow it for?
What is your credit rating like?
Your monthly payment
£0
Total charge of credit
£0
Total amount payable
£0
Totalee Halal offers 100% interest-free, Sharia-compliant car financing approved by religious scholars. We ensure all our solutions align with ethical principles, so you can finance your car with complete peace of mind.
You select your car, and we connect you with a Halal lender who offers a lease-to-own model (Ijara wa Iqtina). You pay fixed monthly payments without interest, and ownership is transferred at the end of the lease term.
No, Totalee Halal guarantees clear, transparent terms from start to finish. There are no hidden fees or unexpected charges.
Yes, Totalee Halal provides financing for both new and used vehicles, giving you the flexibility to choose your preferred car model.
We offer flexible financing options, and the deposit amount can be tailored based on your budget. You'll receive the best possible terms to suit your needs.
Simply choose your car, and our team will guide you through the process. We'll connect you with the right lender and provide all the support you need.
Streamline your workflow and boost team productivity with our all-in-one platform.
At Totalee Halal Finance, we act as a broker, not a lender. All finance is subject to status and income, and applicants must be at least 18 years old. We compare options across our panel of lenders to find the most suitable arrangement for you. While we do not charge a fee for our service, we may earn a commission—this does not affect the structure or cost of your finance agreement in any way. We do not engage in interest-based business.
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